529orCash.com — coming soon

A free tool that tells you how much college to pay from your 529 vs. cash so you capture the full $2,500 American Opportunity Tax Credit without double-dipping.

Scaffold placeholder, not the finished site. Build spec in docs/DESIGN_BRIEF.md; the AOTC math, the $4,000 cash carve-out, and a verify-before-build list in docs/SITE_NOTES.md (note: AOTC max is $2,500, not the "$2,200" some 2026 blogs claim).